There are a number of resources available to help you identify an accredited credit counseling agency. We recommend you visit
the following sites to search their lists of approved credit counseling agencies to find an organization licensed to do business
in your state:

National Foundation for Credit Counseling
http://www.debtadvice.org/takethefirststep/locator.cfm

Association of Independent Consumer Credit Counseling Agencies
http://www.aiccca.org/find.cfm

The following national, accredited credit counseling agencies can also provide you with counseling services:

Money Management International: (866) 304-3818
http://www.moneymanagement.org/FinancialFreedom/index.asp?RCTAG=HWMC

Novadebt: (866) 312-2887
http://www.novadebt.org/

Take Charge America: (877) 822-6060
http://www.takechargeamerica.org/helpwithmycredit/